Lumpsum Calculator

Calculate the future value of your one-time investment and plan your financial goals better.

What is Lumpsum Investment?

A lumpsum investment is a one-time investment where you invest a large amount at once. For example, if you have ₹1,00,000, you can invest it all at once in a mutual fund or stock instead of investing ₹10,000 monthly over 10 months.

Benefits of Lumpsum Investment

  • Lower transaction costs compared to multiple investments
  • Potential for higher returns in rising markets
  • Simpler to manage and track your investment
  • Ideal for investing sudden windfalls like bonus or inheritance

When to Choose Lumpsum Over SIP?

  • When markets are at a low point or during corrections
  • When you have a large amount ready to invest
  • If you don't have regular income for monthly investments
  • When you want to achieve your financial goals faster

Pro tip: Consider market timing when making lumpsum investments. During market downturns, you might get more units for your investment amount.

Note: Consider market conditions and your risk tolerance before making a lumpsum investment. If unsure, consult a financial advisor.